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| H-15 Release Dates (30-Day and 45-Day Lookback) |
|---|
| 2022 | November 29 * | February 28 | May 31 | August 29 |
| November 15* | February 14 | May 16 | August 15 |
| 2023 | November 28 * | February 27 | May 30 | August 28 |
| November 14* | February 13 | May 15 | August 14 |
| 2024 | November 27 * | February 26 | May 28 | August 26 |
| November 13* | February 12 | May 13 | August 12 |
| 2025 | December 02 * | February 24 | May 27 | September 02 |
| November 12* | February 10 | May 12 | August 11 |
| 2026 | December 01 * | March 02 | June 01 | August 31 |
| November 17* | February 09 | May 11 | August 17 |
Note: * Refers to month of the previous calendar year. White rows indicate 30-Day Lookback dates. Gray rows indicate 45-Day Lookback dates.
Chapter 26-2 - Mortgage Eligibility, Pool, and Loan Package Requirements
After the initial fixed-rate period of a hybrid ARM, the interest rate of each mortgage in an ARM pool or loan package is subject to an annual adjustment, based on the eligible index options. The H-15 Release dates for the quarterly interest rate change listed above must be used when adjusting pool or loan package interest rates. See
Chapter 26, section 2-A.3(a) of the Ginnie Mae Mortgage Backed Securities Guide for additional information. See FHA Mortgagee Letter ML-2023-09 for additional information and its link to CME Term SOFR replacement index.
Last Modified: 10/2/2023 6:14 PM